Universal Credit

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Universal Credit is a new benefit that replaces the following six benefits with a single, monthly payment:

To apply for Universal Credit, you must complete an online form and then attend a face-to-face interview with an advisor. There are no limits on the number of hours a person can work. As you earn more, your Universal Credit payments will decrease.

Unlike existing benefits, it is paid once a month into your bank or building society account. Jobseeker’s Allowance and Employment Support Allowance are paid every two weeks. Tax credits are paid every week or four weeks. Housing Benefit is paid in arrears every week, two weeks or four weeks depending on the rent period.

Currently, you can only claim if you live in a limited number of areas but it is hoped that it would be available all parts of the United Kingdom by 2017. If is not available in the area where you live, you can still claim all other benefits, assuming you are eligible.

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